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This calculator can be adapted to apply to various utility structures, policy mechanisms, and energy growth scenarios. This tool evaluates the business case for energy efficiency universally across utility types and provides robust results encompassing consumer, utility, and societal benefits. It can be calibrated to numerous applications: electricity and natural gas; public or private utilities (investor-owned utilities, municipal utilities, and cooperatives); vertically integrated or restructured markets; various utility financial structures; different rate-setting approaches; with/without decoupling in base case and energy efficiency case; and with/without shareholder incentives